Leveraging Real Estate
for Retirement
Real estate can be a pivotal asset in retirement planning, offering both income and tax advantages.
A Pivotal Asset in Retirement Planning
Real estate can be a pivotal asset in retirement planning, offering both income and tax advantages.
As investors, our deep understanding of the real estate market allows us to effectively roll your property into a comprehensive retirement strategy, custom fit to your goals.
What You Need to Know
The Impact of Tax-Deferred Savings
Understanding how savings in these accounts will be taxed upon withdrawal can shape your retirement planning strategy.
Strategies for Minimizing Taxes
Utilize Roth conversions and other tax planning techniques to reduce future tax liabilities.
Future Tax Rate Concerns
Prepare for the possibility of higher tax rates in retirement and how it affects your savings.
A Holistic Retirement Approach
Align your investments with your broad retirement goals while considering the changes in tomorrow’s economic landscape.
Strategy Benefits
Strategic Benefits of Real Estate Ownership in Retirement
Owning real estate in retirement offers several strategic benefits for individuals looking to leverage their assets for financial growth. Property ownership provides a reliable source of passive income through rental payments, offering both stability and the potential for appreciation over time. Additionally, real estate investments serve as a hedge against inflation, as property values typically appreciate in the long term.
Selling Real Estate for Tax and Income Benefits
For those considering selling real estate assets, there are opportunities to:
- Defer capital gains taxes
- Diversify an investment portfolio
- Increase cash flow
Strategies such as a 1031 exchange, Delaware Statutory Trusts (DSTs), or Private Real Estate Investment Trusts (PREITs) allow investors to unlock liquidity from their holdings while minimizing tax obligations. These approaches help transition into more passive investment vehicles, which provide ongoing income without the responsibilities of direct property management.
Versatile Options for Retirement Planning
Whether the goal is generating steady income or pursuing tax-efficient asset disposition, real estate offers versatile opportunities that can be tailored to various financial objectives in retirement.
